Using Insurance Company's "Approved Contractor"

Must or should an insured use the insurance company’s “approved contractor?”

There's a fringe benefit to using the insurance company's recommended contractor. If things go badly with the repairs, there's some authority for the proposition that the insurance company is responsible for seeing it gets done right. See: Lee v. Safeco Insurance Co., 144 Ga.App. 519, 241 S.E.2d 627 (1978), and Ogden v. Auto-Owners Insurance Co., 251 Ga.App. 723,726, fn. 10, 554 S.E.2d 575, 578, (2001), affm'd. at 275 Ga. 565, 569 S.E. 2d 833 (2002): Insurance company which recommends use of particular contractor may be liable for bad repair.