UM Question

Plaster v. State Farm, 1989 OK 167, holds that a rejection of UM coverage by less than all named insureds is not a complete rejection. Client is a member of the household of two named insureds with two policies. If both named insureds did not reject the UM, can the UM of both policies be stacked?

Answer: No. In response to Plaster, the next legislature (in1990) amended subsection G of Section 3636 to change “The named insured may reject” to “A named insured may reject.”