MVA and Homeowners' Insurance
In a straight negligence MVA, is it possible to tap into the tortfeasor owner/driver homeowners' insurance policy?
Answer: Almost certainly not. Phillips v. Estate of Greenfield, 1993 OK 110, 859 P.2d 1101 (Motor vehicle exclusion precluded coverage for a claim of negligent supervision in allowing child to get keys to motorcycle and cause wreck. Exclusion is not one of a theory of recovery but the cause of the loss (use of the vehicle)). Gives a pretty broad interpretation to the standard motor vehicle exclusion in a homeowners policy.
Posted on Sun, January 2, 2011
by Sharon Coleman filed under