Is Employer Liable?

Employer provides vehicle to employee to drive for work and non-work activities. While driving for personal issue employee causes wreck. Employer admits he was supposed to insure the vehicle but forgot to mail premium, resulting in lapse of coverage for date of loss. Is there any liability on the employer for injuries from the wreck?

Answer: I don't know whether it will get you there but Hudgens, et al., v. Cook Ind., Inc., 1973 OK 145, 521 P.2d 813 imposed liability on a shipper of wheat for selecting a trucker who, along with a lot of other problems (truck in bad repair, bad driver, etc.) had no insurance coverage.